Terms of sale

Last updated 14 November 2026

These terms apply when you buy Liquid from 8M Holdings Ltd., Ontario, Canada ("we"). Contact: [email protected].

What you get

• The Liquid software: full source code, the setup guide and federal and Ontario tax tables for 2024 to 2027. The 2027 tables arrive as a free update as soon as CRA and Ontario publish the 2027 amounts.
• A licence to use it for yourself and for companies you own or control, set out in full in the licence included with the download. In short: run as many copies as you need on infrastructure you control and let your own accountant use your installation; don't share, resell or publish the software, or host it for others.

Price and payment

Prices are in Canadian dollars, on this site and at checkout. Polar (polar.sh) sells Liquid as merchant of record: it takes payment, adds any sales tax that applies and sends your receipt.

Delivery

You get a download link right after payment. You install Liquid in your own Cloudflare account with the setup guide.

Updates

The 2027 tax tables are included in the price. From January 2028, an optional plan at CA$69 a year delivers each new year's federal and Ontario tables. It renews each year until you cancel; cancelling stops future updates, and you keep everything you have received.

Refunds

Within 30 days of buying Liquid, you can ask for a full refund for any reason: write to [email protected] or use the link in your Polar receipt. The same 30 days apply to each yearly charge for the update plan. A refund ends your licence for what was refunded; delete that copy.

Not advice

Liquid is a record-keeping and estimating tool. It does not give tax, legal, accounting or investment advice. Its estimates rest on published rates and the assumptions shown on screen, and they can be wrong for your situation. Check every decision and every filing with a qualified professional.

Your installation

You run Liquid on your own accounts. You are responsible for your Cloudflare and Plaid accounts, your password, your backups and the information you enter.

Warranty and liability

Liquid is provided as is. To the extent the law allows, we are not liable for indirect or consequential losses, and our total liability is limited to the amount you paid us. Nothing in these terms limits rights you have under consumer protection law that cannot be waived.

Law

These terms are governed by the laws of Ontario and the federal laws of Canada that apply there.

Changes

We may update these terms for future purchases. The terms in force when you bought apply to your purchase.